This section is created so you can have question and answers to some common queries about insurance coverage.

Auto Insurance
How does where I live affect my premium?
How do I keep my insurance company from canceling my policy?
If I loan my car to someone, is that person covered by my policy?
Am I covered for natural disasters or “Acts of God”?
Can I insure my boat?

Homeowners Coverage
Who decides on the type of insurance I need?
What does a typical Homeowners policy cover?
Are floods, earthquakes, and other natural disasters covered?
Are there exclusions I need to be made aware of?
What is a deductible?
What kinds of damage does a basic homeowner's policy cover?
What damage would not be covered by my homeowner's policy?
If my home burned to the ground...?
What can I do about expensive possessions...?
I want to buy a condominium. Will my policy be different?
Besides me, who else is covered under my homeowner's policy?

Life Insurance
Why should I have life insurance?
What types of life insurance are available?
How much coverage should I have?
Should I get insurance to pay off my mortgage if I die?

Business Insurance/Coverage
I 'm just getting started. Do I need insurance immediately?
I don't have any major business assets. Why do I need insurance?
Does insurance coverage vary for different businesses?

Student Insurance/Coverage
I'm a college student. Am I still covered by my parents' policies?
What kinds of risks do college students face?
How extensive are these risks?

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Larry Benson Insurance Agency, LLC Tracy California
821 Central Avenue
Tracy, CA 95376
CA #0F06085
Phone: 209.229-1096 • Toll Free 888.898.1096 • Fax: 209.229.1099
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1304 E. Hammer Lane, Suite #11
Stockton, CA 955210
Phone: 209.337.0241